Get Clear Answers Before You Make a Move!
Drop your info and I’ll send you my best first-step resources + help you map out the smartest next move for your situation.
Where Are You Right Now?
First-Time Buyer
Start strong with a simple plan and checklist.
🚀Ready to Buy Soon
Let’s talk budget, timeline, and approval steps.
💸Refinance / Homeowner
See if you can lower your payment or tap equity.
🌱Just Learning
No pressure. Get the basics first.
Fill out the form below 👇
Tell Me Where You’re At — I’ll Send the Right Info
Want the clearest next step for your situation? Share a few details and Theresa will follow up personally. 🙌
Happy homeowners
Thank you to Theresa for all the help, guidance, support, and professionalism as I navigated through the construction loan process. She was always there working hard to make sure all the pieces came together to ensure I received the best deal. Highly recommend!
Janel RamboFantastic Loan Officer with great client service. As a first time Homebuyer, she made it easy for me to acquire the financial support and the ultimate home. I recommend Theresa to everyone.
Theophilus OseiWe are first time homeowners thanks to Theresa. I was a rollercoaster and a lot of stress. She made it easy to understand the paperwork and the steps in order to get everything done. She is amazing at what she does. Highly recommend.
Keith BowmanQuick answers (zero jargon, promise)
What should I include when I first reach out?
Your name, email, phone, a one-line description of what you're trying to do, and whether you're active military or a veteran. Add any detail you think matters, a timeline, a property you've seen, a credit question. The more context Theresa has, the more specific her answer can be.
Do I need to be ready to buy before I contact her?
No. "Just learning" is one of the options on purpose. Many people talk to Theresa a year or more before they buy, and that early conversation is often the most useful one they have.
Which states can Theresa work in?
Kansas, Missouri, Nebraska, Arkansas, Tennessee, Texas and Washington.
Can we handle everything remotely?
Yes. Her office is in Lee's Summit, Missouri, and the loan process can be handled by phone, email and secure document upload if that's easier for you.
Who actually responds to my message?
Theresa does. This is her personal practice, not a lead pool, she reads what you send and follows up herself.
Who is Theresa affiliated with?
She is affiliated with Summit Lending and holds NMLS #2249004. The brokerage is Copeland Mortgage Co. DBA Summit Lending, NMLS #1850081.
The best time to reach out is earlier than you think.
Clear next steps based on your goals. Loan options explained in plain English. No pressure, just real guidance. Let me do the hunting for you.